One of the larger expenses when you move into a new home is the household appliances. One of the things worth checking out is how you can get your chosen fridge, freezer or washing machine cheaper than in the store.

There are ways to find genuine bargains, but there are some evil looking solutions out there too.

For example, Comet has a website where they sell off returns. It’s a good idea to check what is available there although it is not the cheapest option, but the site has additional drawbacks.

The delivery charges are particularly painful, but the website is not really well known so you can get some bargains, although it is obvious that the auction format is not entirely “free” but rigged to favour comet.

Check http://www.clearance-comet.co.uk/ to see if you can find the bargains.

(Personally, I never bother because the site is low on traffic, but if you start bidding, the system magically seem to find competing bidders…)

Saving money on your bills can some times be very very easy to do. You might not think of insurance as the most inspiring thing in the world. That is at least not until you find out that the way you pay your car insurance for instance can save you up to 25% off your premium.

Instead of paying monthly, pay the insurance annually when you get the option to. Usually insurance companies add interest to your monthly premium for the convenience. So if you pay the annual car insurance premium up front, you can save yourself quite a chunk of money.

If you can afford to that is.

Anything that sits in its own nice little bag on the clean store shelf commands a premium for the convenience of having the food bagged for you.

Buy your groceries loose and for a bunch of bananas for instance you could save yourself 30% compared to the bagged version.

Small personal sized packaging is the most expensive form of product size and if you have the room for it, buy in bulk sizes instead.

Jon says:
“It took us a while to actually get to grips with this one, as the BOGOF deals have been a central part of our shopping strategy for a while, but also because we don’t have the room to buy in serious bulk.

Instead of following this tip to the letter and buy in bulk we now avoid small sized packaging and also look for budget alternatives and supermarkets own brand products.”

The most important reason for avoiding the small sized bags that haunt the vegetable isles in particular, is that they end up in the land fills.

Take Action Today:

Train your eye to look for loose groceries. The best place for quality loose food is the local farmers markets, but you do pay a premium. Hunt down wholesale stores like Makro and other similar stores that sell in bulk as well.

The regular supermarkets also sell larger sizes  – Check out Tesco’s or Mysupermarket.co.uk

Save money on groceries by shopping them online at Tesco’s (affiliate link)