Getting Through The Credit Crunch
Now that every news source touts the coming of the next recession I think it’s time you had a closer look at this website. I have around a hundred different tips to save money, make more money or teaching you how to cut costs without having to cut down on what you like.
The best tips I have are quite basic, and it is the plan I will be following myself.
First of all, I will keep a close eye on my monthly outgoings. What ever bills I can fix at a specific monthly cost I will. That way I will reduce the insecurity surrounding how much of my income will be going out on the bills. Having predictability will be the key for me now.
Secondly, I will focus on making extra money where I can. I will be doing car boots with my sons old toys and clothes. And what ever I can sell on ebay I will. I will have an income goal for this activity every month, and I will work my hardest until I have reached that income goal for that month.
Thirdly, I will price compare on EVERYTHING.
Forthly, I will be growing vegetables where I have room in my garden. And if I run out of space, I will try to get an allotment ( although around where I live, there is already a waiting list on all the allotment sites)
Fifthly, I will make pretty darn sure that my job is secure. There are any kind of jobs available out there and I will take any job I need to take in order to make ends meet. I will prefer to make my income in other ways, but if needs must - I will.
Lastly. The debt that I have, I will manage to the best of my ability, and I will continue to pay it down as fast as I can. The payment agreements I have, I will uphold. The interest bearing ones I will pay off faster, rather than saving up a “buffer”. The best buffer I can create is to get rid of my debts.
My goal is to always pay all the bills in order of importance and I will have fun and enjoy every moment of my life while doing so, and I will do it responsibly and sensibly. And I will have a good time doing it.
Now, have you got your financial rescue plan sorted?